Daniel’s Auto Glass Helps You with Your Windshield Replacement Claim
Do you need help filing a claim for windshield replacement? Trust the experts at Daniel’s Auto Glass in Bassett, VA. Replacing your auto glass is a challenging process, and paying for it shouldn’t be difficult. If your insurance company covers it, there is a process that you should know about. Here are some things to consider when filing a claim courtesy of Value Penguin.
Does Your Car Insurance Policy Cover Windshield Replacement?
Your insurance plan will cover it in a large number of cases, usually through comprehensive or property damage liability insurance. Comprehensive insurance is optional when you buy coverage. However, it helps cover your car for a variety of events including what insurance companies call an “act of god”.
Understand What to Do If You Don’t Have Comprehensive Insurance
You are not likely to have your replacement covered. But there are times when your liability insurance can pick up the bill. You can get that coverage if you’re not responsible for the accident that occurred. That happens when you file a claim against the other driver’s damage liability. You can also get it covered through homeowners’ or renters’ liability.
Should I File a Broken Windshield Insurance Claim?
That depends on what your deductible is versus the total repair bill. Your insurance company will look at that price tag and subtract it from your deductible. If the difference is greater, you will probably not get coverage for it. Deductibles are typically $50 to $2,000. The question of how much your windshield replacement will cost depends on your vehicle.
How Do I File the Paperwork for the Replacement?
Filing a claim is no different than if you were in a fender bender or something more serious. If your windshield was broken from vandalism, file a report with the local police. It’s also essential to ask for a copy of the police report. Your insurance company may ask you to take it to a shop of their choosing.